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In this collection of recent articles on the Australian economy and the issues facing its citizens the spotlight gets turned on the those with their hands on the tiller. Speaking truth to power and calling for greater awareness when it comes to the many assumptions made within our economy. Ignorance by the populace when it comes to the economy and the credit system allows for institutional bias to continue despite the growing inequity in Australia. The so-called lucky country is fast becoming one of the most inequitable nations on earth. The concept of a ‘fair go’ used to be an Australian byword but now is a bad joke in 2023. Money Matters: Navigating Credit, Debt, & Financial Freedom by Robert Sudha Hamilton.  PDF version


Money Matters: Navigating Credit, Debt, & Financial Freedom by Robert Sudha Hamilton. Australia is on the precipice of new and financially testing times. Australia’s economic future: RBA changes, budget and taxation challenges lie ahead. The decisions made by the Albanese government and Treasurer Dr Jim Chalmers in the upcoming budget will determine how we begin to navigate these difficult years. Already, we are in the midst of a high inflation peak and steeply rising CPI. The RBA, under the aegis of Governor Philip Lowe, has raised interest rates on the cash rate 10 times in a bid to quell demand within the domestic economy. Recession beckons in the boom and bust cyclical dance of the capitalist economy.  Many Australians are now asking, is there a better way?

Understanding the consumer credit system and the laws that govern it is an essential prerequisite in the 21C if individuals are going to survive and thrive. Too many of us are fighting blind in an economy set up to favour some sections of society at the expense of others. There are comparisons between China’s social credit system and the West’s consumer credit reporting system. Money matters and determines the score in the game of life, as far as our financial institutions are concerned. In this new book by Speaktruth on money, credit and financial freedom the reader gets to investigate banking, credit, debt, and the rules of the financial game.