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Money Matters: Navigating Credit, Debt, & Financial Freedom by Robert Sudha Hamilton. Australia is on the precipice of new and financially testing times. Australia’s economic future: RBA changes, budget and taxation challenges lie ahead. The decisions made by the Albanese government and Treasurer Dr Jim Chalmers in the upcoming budget will determine how we begin to navigate these difficult years. Already, we are in the midst of a high inflation peak and steeply rising CPI. The RBA, under the aegis of Governor Philip Lowe, has raised interest rates on the cash rate 10 times in a bid to quell demand within the domestic economy. Recession beckons in the boom and bust cyclical dance of the capitalist economy.  Many Australians are now asking, is there a better way?

Understanding the consumer credit system and the laws that govern it is an essential prerequisite in the 21C if individuals are going to survive and thrive. Too many of us are fighting blind in an economy set up to favour some sections of society at the expense of others. There are comparisons between China’s social credit system and the West’s consumer credit reporting system. Money matters and determines the score in the game of life, as far as our financial institutions are concerned. In this new book by Speaktruth on money, credit and financial freedom the reader gets to investigate banking, credit, debt, and the rules of the financial game.